Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Short-Term Loans

Borrow up to £995

Online decision
Responsible lenders
3-12 month repayment
Rates from 278% to 1576%
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Personal Loans

Borrow up to £25K

Instant decision
2-Min Application
3-36 month repayment
Rates from 4.7% to 278%
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Representative Example

Representative example of the total cost of the loan, including all applicable fees – Typical loan size of £25,000 over 120 months = £275.82 pm, 4.35% Variable APR – 6% (including £1800 in interest) total repayable £33,098

Maximum Annual Percentage Rate (APR) – approx. 24% (lender starting rate 18%) – Typical Apr will be around 8%

*We are not a lender, we provide a free credit brokering service. We will never charge you a fee for using our application.

Simple Application Process

Safe & Secure

Absolutely No Fees

Fully Legitimate and FCA Registered

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

It is our ultimate goal to make your lending experience as easy as possible.

If you have any queries feel free to contact our dedicated team of experts today.

Competitive Examples From Other Companies

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Small 300 Loans

Being rich or generous won’t save you from experiencing an emergency; no matter how good you think you are, unforeseen events may tear you and your finances apart. It could be a life-threatening disease, unemployment, or an accident. While it can be addressed in an instant, a small loan amount may satisfy the situation.

300 loans, or other small loan amounts, are loans that are fast and reliable. Compared to banks and high street lenders, this type of credit is easier to acquire. It asks for minimal requirements in exchange for a speedy, hassle-free application process and service. Despite the small amount, many people rely on these loans but before you send an application yourself, it’s worth knowing what the loan is exactly about.

Introducing Small 300 Loans

When you need 300 loans, you may simply rely on small loans or loans that offer a small amount. It can be in a form of a payday loan or a personal loan, promising to release the fund at the soonest possible time, such as one hour. When it comes to its repayment terms, it is short-term thus asking the borrower to settle the loan in as fast as two weeks or more, depending on the agreed terms and conditions. Usually, it won’t ask for any paperwork but in case the lender asks for a file, you can send a soft copy via email or fax the file. After submitting the application form, a verification call will take place to verify the information shared by the loan seeker. The lender will quickly release the decision afterward and once approved, the money will be transferred to your bank account on the same day you’ve applied, or on the next business day.

why choose 300 loans

Small loans online, or 300 loans, are not as complicated as the others but this doesn’t mean that it will approve all the applications. If you can’t meet the lender’s basic criteria, your loan application will end up rejected. Having a bad credit score, for instance, may limit your loan application. You will be lead to consequences: rejection or expensive rates. Being automatically declined usually happens to anyone with a low credit remark. Meanwhile, those who have been accepted suffer from high-interest rates, lower loan amount, and short repayment term.

Some borrowers offer a form of security if they can’t win the lender’s approval; it can be in a form of collateral or guarantor.

Collateral is when you provide a form of security, such as a house or a car, to get the loan. It’s helpful when you have a property and you’re willing to put it at risk. Meanwhile, if you’re not confident with secured loans, you can opt for guarantor loans – or loans that require another person to cosign the loan. It won’t take any of your valuable items but in case of default, the guarantor will repay the loan including the original amount, interest rate, fees, and additional penalties.

Luckily, getting 300 loans is not difficult. It won’t ask for an asset or a cosigner; in fact, many small loan providers will only require the borrower’s bank account and the proof of income. The credit report, unlike loans from a traditional lender, is not the sole factor of the lender’s decision. However, a credit check will still be conducted but this will only use the credit remark to determine the maximum amount you can borrow and the interest rate to be applied. This means that even with a bad credit rating, there’s still a chance for a successful loan application.

Advantages Of Small 300 Loans

When obtaining 300 loans, it’s important to know whether it is beneficial to you or not. If you’re clueless if the loan is worth taking, below are some of its advantages:

Unsecured Loans

Pledging collateral is kind of comfortable, especially if you know that you might default on it anytime. It’s no secret why secured loans are risky so it’s a relief to know that small loans won’t require an asset.  In case you failed to plan your finances and you cannot settle the loan anymore, no property will be repossessed. However, you should remember how defaulting on a loan has a negative effect on your credit remark.

Quick Approvals

When you have little to no savings and you have limited time to address a concern, a small emergency can be devastating. Luckily, 300 loans can help take care of untimely situations. The loan is available 24/7 and it can assist you immediately so you don’t have to wait for the additional cash. Depending on the lender and its loan’s terms and conditions, the amount will be transferred in as fast as one hour!


The application for 300 loans is conducted online, thus there’s no need to leave the comfort of your home or get dressed and endure traffic. It offers convenience since the entire loan application process is completed online. There’s no need to wait for a long time; the next thing you know, the fund is already transferred electronically to your bank account.

No Early Repayment Penalty

There will be times when you’re always short on the fund and it seems like you cannot run away from it; however, this doesn’t mean that you’ll not have enough cash forever. Who knows, after getting 300 loans, you’ll have more than the cash you need that you can settle the loan earlier. It sounds like a good choice but most banks will charge a fee for repaying in advance. Luckily with most private lenders, there are no early repayment penalties. This means that you will not be charged even if you repay the loan before its due date.

Improves Credit Score

Small loans are easier to acquire and this offers a reliable financial assistance to those who will meet the lender’s criteria. Apart from this, it also benefits those who have a poor credit remark or have no credit history at all. Once approved though, be sure to settle the loan on time to fix the damage credit. Also, it’s recommended to avoid committing other financial mistakes such as defaults, arrears, etc.

why choose 300 loans


3 most recent personal loan reviews

Review of Credit My Funds

Simply amazing! Quick, professional and understanding. Great agents over the phone. Thanks for helping me again!

Review posted by Shah Azad, Brighton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Supermarket

The best and more serious loan company, Moneysupermarket without a doubt! Fantastic customer services and great communication , lots of good advice in how to manage your loan and very reasonable rates in accordance to your possibilities. Perfect for that extra pending project without making a big dent to your monthly income. Highly recommended!

Review posted by Maria Bidell, Manchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Giff Gaff Money

This has proven to be an excellent service. Quick, efficient and trusting.I would definitely recommend Giffgaff loans to friends and family in the future.

Review posted by Donna Blanford, Glasgow

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.