Apply Today to Borrow up to £995
3-12 month repayment
Rates from 278% to 1576%
Apply Today to Borrow up to £25K
3-36 month repayment
Rates from 4.7% to 278%
Get the money straight into your account in just 15 minutes.
It is all online, making everything so very simple to do. Anyone can manage it.
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Representative example of the total cost of the loan, including all applicable fees – Typical loan size of £25,000 over 120 months = £275.82 pm, 4.35% Variable APR – 6% (including £1800 in interest) total repayable £33,098
Maximum Annual Percentage Rate (APR) – approx. 24% (lender starting rate 18%) – Typical Apr will be around 8%
*We are not a lender, we provide a free credit brokering service. We will never charge you a fee for using our application.
Simple Application Process
Safe & Secure
Absolutely No Fees
Fully Legitimate and FCA Registered
Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Loans subject to status. Over 18s only. Minimum loan amount may apply.
Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable
It is our ultimate goal to make your lending experience as easy as possible.
If you have any queries feel free to contact our dedicated team of experts today.
Competitive Examples From Other Companies
Representative Example: Amount of credit: £300.00. Term: 91 days. Interest: £155.35. 3 monthly payments of £152.63.
Total Repayable: £455.35. Interest Rate: 292% pa (fixed) Representative APR: 1264%.
Guaranteed Payday Loans
Sometimes you need a little money fast. Either you miscalculated your budget and find yourself unable to pay a particular bill or make rent, or you were hit by an unexpected expense whether your car has broken down or your plumbing is faulty.
Whatever the case, this can put you in trouble if you have a bad credit rating. A credit rating is a score that you receive based on your previously demonstrated ability (or inability) to pay back debts. If you have a good credit score, then that means that historically, you have proven that you’re able to pay off loans on time and in full. If you have a poor rating, it means that you have missed repayments, defaulted and perhaps even been declared bankrupt.
But this previous difficulty doesn’t make your need for a quick loan any less urgent and if you can’t find a lender willing to overlook that issue, then you can face mounting charges and further difficulty. That’s where guaranteed payday loans come in.
What Are Guaranteed Payday Loans?
So what exactly are guaranteed payday loans? To answer this question, we can split the term into its two constituent parts.
A payday loan is a loan designed to tide you over with a small amount of money over a short period. You’ll be borrowing a small lump sum with a very high APR but you’ll be paying it back quickly in order to minimise the total amount that this adds up to. This means you’ll be borrowing a few hundred dollars in many cases over a matter of weeks or months and will pay somewhere in the region of $15-$200 in fees. If you badly need the cash, then this is likely an amount you’ll be willing to pay and you’ll thereby be able to avoid getting into more trouble by missing repayments on other loans, by failing to make rent etc.
More About Guaranteed Payday Loans
The word guaranteed meanwhile can mean more than one thing. In the context of loans, guaranteed often means that you are securing your loan using your property or potentially another asset. This way, you are agreeing to terms wherein failing to repay your loan can result in your home being seized by the lender and used to offset the remaining loan amount.
Generally, though, payday loans do not require this type of guarantee as the amount is small enough that they can afford to take the risk – even if you have a bad credit score.
So instead, guaranteed payday loans simply mean that you are guaranteed approval for the loan. That means that no matter what your demographic, what your credit history, what your circumstances… you should be able to get the money you need.
Of course, this is a massive relief for anyone who desperately needs funds and has been unable to get them – but it does also mean you often pay a slightly higher price. As always, be sure to shop around and check the best rates!
3 most recent personal loan reviews
Simply amazing! Quick, professional and understanding. Great agents over the phone. Thanks for helping me again!
Review posted by Shah Azad, Brighton
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The best and more serious loan company, Moneysupermarket without a doubt! Fantastic customer services and great communication , lots of good advice in how to manage your loan and very reasonable rates in accordance to your possibilities. Perfect for that extra pending project without making a big dent to your monthly income. Highly recommended!
Review posted by Maria Bidell, Manchester
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This has proven to be an excellent service. Quick, efficient and trusting.I would definitely recommend Giffgaff loans to friends and family in the future.
Review posted by Donna Blanford, Glasgow
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