Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Short-Term Loans

Borrow up to £995

Online decision
Responsible lenders
3-12 month repayment
Rates from 278% to 1576%
Apply Online Now

Personal Loans

Borrow up to £25K

Instant decision
2-Min Application
3-36 month repayment
Rates from 4.7% to 278%
Apply Online Now

Representative Example

Representative example of the total cost of the loan, including all applicable fees – Typical loan size of £25,000 over 120 months = £275.82 pm, 4.35% Variable APR – 6% (including £1800 in interest) total repayable £33,098

Maximum Annual Percentage Rate (APR) – approx. 24% (lender starting rate 18%) – Typical Apr will be around 8%

*We are not a lender, we provide a free credit brokering service. We will never charge you a fee for using our application.

Simple Application Process

Safe & Secure

Absolutely No Fees

Fully Legitimate and FCA Registered

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Loans subject to status. Over 18s only. Minimum loan amount may apply.

Rates from 4.5% APRC to 65.2% APRC are available – the highest rate is for customers with severe credit problems. Loans available from 1-25 years. TYPICAL 10.9% APRC variable

It is our ultimate goal to make your lending experience as easy as possible.

If you have any queries feel free to contact our dedicated team of experts today.

What to do When You Need Cash Loans Now

Key points

  • Pay no loan application fees. Compare trusted UK direct lenders.
  • Obtain cash the same day your loan is approved.
  • Convenient online application and approval process. Instant online decision.

We all know how hard it can be to save money with the current economic climate. It is common these days to be living month to month from your paycheque. Trying to save when you have bills, rent and running a car or paying for public transport is just a very difficult feat to accomplish. This is ok on a day to day basis when you have the normal routine running as normal. What this means, however, is that when an emergency or unusual circumstance arises you will not be ready for it.

There are so many circumstances where not having savings can be an issue. What do you do if your car has broken down, how will you pay to fix it? What if you have a sudden dental problem, you may need to pay for some dental surgery. Perhaps it is not an emergency situation but an investment that has a limited amount of time. Maybe you are looking to do renovations on your home or garden and would just like to get it done now. For all of these situations, you might need cash loans now to help you get the cash you’re looking for.

Finding the Right Lender

It can be very difficult to find the best lender to accept your plan arrangement. There are so many lenders across the Uk that can help you when you need cash loans now but which do you choose. We have a dedicated team of experts on hand to make the entire process so much easier for you. We understand that to the average borrower spending a large amount of time trolling the internet to find different rates from different lenders is just not practical. It takes a long time to record all of the rates and compare them against each other and it is possible to miss the best deal.

We understand that to the average borrower spending a large amount of time trolling the internet to find different rates from different lenders is just not practical. It takes a long time to record all of the rates and compare them against each other and it is possible to miss the best deal. This is especially the case if you need cash loans now and are in a hurry to get the funds you need.

Instead of doing all this work for a result that you cannot guarantee why not let us do the work for you. We guarantee that we will find you the very best plan to suit your individual needs from across the best lenders in the UK. What this means is that you will not only save yourself money but will also save a massive amount of time. We can get cash in your account in 15 minutes from your application being approved.

What We Do

We are partnered with the most reputable lenders from across the UK to make sure that you get the best possible rates. Once you have filled out the application and sent it over to us we will search for the best plan for you. What this means is that you will get the very best interest rate for the amount you are looking to borrow.

We can definitely help you if you need cash loans now as our entire process is so fast. You will get the plan that is most suited to your needs and you won’t have to worry about a thing. What’s more is that we do not charge a single fee, our service to you is entirely free. We will not add any charges o your plan and there are no hidden charges in the plan.


Different Kinds of Need Cash Now Loans

We know that many people have a variety of different situations that require an injection of quick cash.

Don’t worry, we have your back. Look through this list to see what kind of cash loan will suit you, or simply apply now and let our team of experts find the right loan for you.


If an emergency occurs and you need cash right now to sort it out then this is the page for you.

We understand that time can quite often be an important factor when looking for emergency cash so our team will work at breakneck speed and get you the cash you need as quickly as possible.

Emergency with Bad Credit

Emergency with Bad Credit

Having an emergency situation arise is bad enough as it is, without the fear of being refused due to bad credit history.

We can help you find the right plan regardless of your history, let us help you today.

Fast Application, Approval and Payout

Fast Loans

What a lot of our customers tell us is important is the speed that they can get their finance.

With a 2-minute application form, almost instant approval and cash in your account in just 15 minutes, this is one of the fastest possible payouts on the loan market.

Are You Unemployed?

Unemployed Loans

We understand that being unemployed can close a lot of doors, even if it is only a temporary situation.

We can help you find the cash you’re looking for even if you are currently unemployed.

Bad Credit Loans

Bad Credit Loans

Needing cash in a hurry is one thing, but being refused due to bad credit is just an added burden.

Now you can get funding without needing to worry about the state of your credit history.

Need Cash Right Now

Need Cash Right Now

When you are in a hurry to find the right plan from the right lender you won’t have time to do the research required to compare the best rates and lenders to each other.

By using our free service you will have access to research we have already done saving you both time and money.

Need Quick Cash

If you can’t wait to get the cash you need then you should opt for a quick cash loan.

We have streamlined the entire process to make sure that you get your funds as quickly as possible.

No Credit Score

No Credit Score

If you are looking to get cash right now but have had issues or have been refused in the past because of a credit check then you should follow this link.

By removing the credit check and focusing on your ability to repay we can offer you the cash you’re looking for without the usual hassle involved and regardless of your credit history.

Got No Job?

Finding finance can be extremely difficult if you have no job to prove an income. Don’t worry, however, we can still find a plan to suit your individual needs.

You can get the finance you need regardless of your circumstances, apply now to find out how much you can get.

UK Lenders

UK Lenders

Finding the right lender from across the UK can be a tricky process. At the very least it will be a long process, collecting the information and researching the best lenders is a painstakingly long process.

Our team can easily find you the very best rates from the most reputable lenders from across Great Britain. We can save you not only time but money as well.

Cash Loan FAQs

Will I get cash the day I apply?

Yes. Lenders understand how urgently the funds are required, so they will be deposited in your account on the day your loan is approved. If however the loan is for a large amount, the funds may take a little longer to be approved and transferred.

What do I need to apply?

You need to be over 18, a UK citizen or resident, have a UK-based address and an active bank account. You will also need to prove that you can afford any loan repayments as part of responsible lending practices.

Must I provide a guarantor?

No. When applying for urgent loans, you won’t be expected to provide a guarantor. This way you can keep your finances private, without needing anyone to co-sign for you.

Can I apply with no credit history?

Yes. Many lenders will be willing to help you with the cash you need, even if you don’t have any credit history yet. You can even apply with bad credit history as UK direct lenders offer high acceptance rates for those who may have been refused before.

Can I apply online?

Yes. The entire loan process will be handled online, saving you a lot of time and effort. Simply complete our short form and you will be presented with options from trusted UK lending companies.

How much can I apply for?

This will depend on your current financial situation and how much money you have left after covering regular monthly expenses. It is strongly advised that you only look to borrow as much as you need and no more, in order to keep the repayments as low as possible.

Competitive Examples From Other Companies

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3 most recent personal loan reviews

Review of Credit My Funds

Simply amazing! Quick, professional and understanding. Great agents over the phone. Thanks for helping me again!

Review posted by Shah Azad, Brighton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Supermarket

The best and more serious loan company, Moneysupermarket without a doubt! Fantastic customer services and great communication , lots of good advice in how to manage your loan and very reasonable rates in accordance to your possibilities. Perfect for that extra pending project without making a big dent to your monthly income. Highly recommended!

Review posted by Maria Bidell, Manchester

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Giff Gaff Money

This has proven to be an excellent service. Quick, efficient and trusting.I would definitely recommend Giffgaff loans to friends and family in the future.

Review posted by Donna Blanford, Glasgow

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from https://uk.trustpilot.com/ to guarantee authenticity.